Is SMS tracking required?

No. SMS assistance is optional and off by default.

Do I need bank login for SMS assistance?

No. Lekhaa does not require bank logins or credentials.

Can I turn SMS assistance off?

Yes. You can disable SMS assistance anytime.

Does the app work offline without SMS?

Yes. All core features are offline-first and work without SMS assistance.

You can export your ledger as CSV whenever you need it.

Lekhaa — दैनिक हिसाब

SMS Expense Tracker Nepal

Some people want a little help when tracking expenses. Lekhaa offers optional SMS assistance so you can review transaction messages and add them to your ledger if you choose. It is user-enabled, off by default, and designed to stay calm and respectful of privacy.

What it is

Lekhaa is a daily accounting app for Nepal. It helps you record income, expenses, and transfers in one place. For those who want extra help, SMS assistance can suggest entries from transaction messages. This is limited to supported senders only, and it never requires a bank login.

The core app remains manual-first. You always choose what to keep, edit, or discard. Nothing is added to your ledger without your confirmation.

Who it is for

SMS assistance is for people who want a lighter workflow while still staying in control. It can help busy users who receive frequent transaction messages and want quick suggestions. If you prefer full manual entry, you can ignore SMS assistance completely.

Personal users and small businesses can both benefit. The daily accounting ledger remains simple and clear, whether you use SMS assistance or not.

How it works

When enabled, SMS assistance looks at supported transaction messages and shows suggestions you can review. You decide what gets saved. This keeps you in control while reducing typing for repetitive entries.

For help, visit the Support page. For details about data handling, see the Privacy page.

Privacy

SMS assistance is optional, user-enabled, and designed to be respectful. Lekhaa does not require any bank login or credentials. Your ledger stays on your device, and you control every entry.